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svg{width:18px;height:18px;fill:var(--navy)}.btn-secondary{color:var(--text-light);align-items:center;gap:8px;padding:16px 8px;font-size:.95rem;font-weight:500;text-decoration:none;transition:color .2s;display:inline-flex}.btn-secondary:hover{color:var(--white)}.hero-right{animation:.8s ease-out .2s both fadeInUp}.hero-form-card{background:var(--white);border-radius:16px;max-width:900px;margin:0 auto;padding:40px 48px;position:relative;overflow:hidden;box-shadow:0 4px 6px #0000000a,0 20px 60px #0000001f,0 0 0 1px #c9a84c14}.hero-form-card:before{content:"";background:linear-gradient(90deg, var(--gold-dim), var(--gold), var(--gold-light));height:4px;position:absolute;top:0;left:0;right:0}.form-header{text-align:center;margin-bottom:28px}.form-header h3{font-family:var(--font-display);color:var(--navy);margin-bottom:8px;font-size:1.65rem;font-weight:600}.form-header p{color:var(--text-muted);font-size:.9rem;line-height:1.5}.form-group{margin-bottom:18px}.form-group 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20px;display:flex}.trust-item{white-space:nowrap;flex-shrink:0;align-items:center;gap:12px;display:flex}.trust-divider{background:var(--cream-dark);flex-shrink:0;width:1px;height:28px}.trust-item-icon{background:var(--white);border:1px solid var(--cream-dark);border-radius:10px;flex-shrink:0;justify-content:center;align-items:center;width:44px;height:44px;display:flex}.trust-item-icon svg{width:22px;height:22px;stroke:var(--gold-dim);fill:none;stroke-width:1.8px}.trust-item-text h4{color:var(--navy);font-size:.85rem;font-weight:600}.trust-item-text p{color:var(--text-muted);font-size:.78rem}.how-it-works{background:var(--bg-main);padding:100px 0}.section-label{letter-spacing:.12em;text-transform:uppercase;color:var(--gold-dim);align-items:center;gap:8px;margin-bottom:16px;font-size:.75rem;font-weight:700;display:inline-flex}.section-label:before{content:"";background:var(--gold);width:24px;height:1.5px}.section-title{font-family:var(--font-display);color:var(--navy);margin-bottom:16px;font-size:clamp(2rem,3.5vw,2.75rem);font-weight:600;line-height:1.2}.section-subtitle{color:var(--text-muted);max-width:600px;font-size:1.05rem;line-height:1.7}.how-header{text-align:center;max-width:700px;margin:0 auto 64px}.how-header .section-subtitle{margin:0 auto}.how-steps{grid-template-columns:repeat(3,1fr);gap:32px;display:grid;position:relative}.how-step{text-align:center;background:var(--cream);border:1px solid var(--cream-dark);border-radius:16px;padding:40px 28px;transition:all .3s;position:relative}.how-step:hover{transform:translateY(-4px);box-shadow:0 12px 40px 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#ffffff14;justify-content:space-between;align-items:center;padding:20px 0;display:flex}.stat-row:last-of-type{border-bottom:none}.stat-row-label{color:var(--text-light);font-size:.9rem}.stat-row-value{font-family:var(--font-display);color:var(--gold-light);font-size:1.5rem;font-weight:700}.stat-row-value.green{color:#6ee7b7}.stat-card-footer{color:var(--text-light);border-top:1px solid #c9a84c26;margin-top:28px;padding-top:24px;font-size:.82rem;font-style:italic;line-height:1.6}.quote-section{background:var(--bg-main);padding:56px 0}.quote-card{text-align:center;max-width:840px;margin:0 auto}.quote-card blockquote{font-family:var(--font-display);color:var(--navy);margin-bottom:20px;font-size:clamp(1.25rem,2.5vw,1.75rem);font-style:italic;font-weight:500;line-height:1.6}.quote-card blockquote .q-mark{font-family:var(--font-display);color:var(--gold);opacity:.55;vertical-align:-.05em;font-size:1.4em;font-style:normal;line-height:0}.quote-card blockquote 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#c9a84c26;border-radius:6px;padding:8px 18px;font-size:.82rem;font-weight:500;transition:all .2s}.state-tag:hover{background:#c9a84c26;border-color:#c9a84c4d}.final-cta{background:var(--bg-main);text-align:center;padding:100px 0}.final-cta-inner{max-width:640px;margin:0 auto}.final-cta .section-title{margin-bottom:20px}.final-cta p{color:var(--text-muted);margin-bottom:36px;font-size:1.1rem;line-height:1.7}.final-cta .btn-primary{padding:18px 40px;font-size:1.05rem}.final-cta-note{color:var(--text-muted);margin-top:20px;font-size:.82rem;font-style:italic}footer{background:var(--navy-deep);border-top:1px solid #c9a84c1a;padding:48px 0 32px}.footer-inner{flex-wrap:wrap;justify-content:space-between;align-items:flex-start;gap:32px;display:flex}.footer-brand .nav-logo-text{margin-bottom:8px;font-size:1.2rem}.footer-brand p{color:var(--text-light);max-width:300px;font-size:.82rem;line-height:1.6}.footer-links{gap:48px;display:flex}.footer-col h5{letter-spacing:.1em;text-transform:uppercase;color:var(--gold-dim);margin-bottom:12px;font-size:.75rem;font-weight:700}.footer-col a{color:var(--text-light);margin-bottom:8px;font-size:.85rem;text-decoration:none;transition:color .2s;display:block}.footer-col a:hover{color:var(--white)}.footer-bottom{border-top:1px solid #ffffff0f;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:16px;margin-top:40px;padding-top:24px;display:flex}.footer-bottom p{color:var(--text-light);font-size:.75rem;line-height:1.6}.footer-bottom-disclaimer{opacity:.7;max-width:600px;font-style:italic}@keyframes fadeInUp{0%{opacity:0;transform:translateY(30px)}to{opacity:1;transform:translateY(0)}}@keyframes pulse{50%{opacity:.5}}.animate-on-scroll{opacity:0;transition:all .6s ease-out;transform:translateY(24px)}.animate-on-scroll.visible{opacity:1;transform:translateY(0)}@media (max-width:968px){.hero-content{padding:48px 24px 60px}.hero-form-card{max-width:100%}.form-row-4{grid-template-columns:1fr 1fr}.how-steps{grid-template-columns:1fr;max-width:480px;margin:0 auto}.value-grid{grid-template-columns:1fr;gap:48px}.value-visual{order:-1}.footer-links{gap:32px}}@media (max-width:640px){.nav-links{display:none}.nav-mobile-toggle{display:block}.hero h1{font-size:2.2rem}.hero-ctas{flex-direction:column;align-items:stretch}.form-row,.form-row-4{grid-template-columns:1fr}.states-grid{gap:6px}.state-tag{padding:6px 12px;font-size:.75rem}.footer-inner{flex-direction:column}.footer-links{flex-direction:column;gap:24px}.footer-bottom{text-align:center;flex-direction:column}}@property --tw-border-style{syntax:"*";inherits:false;initial-value:solid}